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    AreaHub Enterprise | Sectors | Risk Management & Business Continuity

    Identify risks, transform your risk management strategies, and increase resilience with climate and environmental intelligence.

    80% of sites

    80% of all sites in the United States are unprepared for operational disruptions due to climate change because they lack business continuity plans or alternative sites, according to a 2022 Harvard Business Review article.

    54% of CEOs

    54% of CEOs reported that sustainability is being given a higher priority by them and their boards than it was 12 months ago, according to EY’s CEO Outlook Pulse Survey

    8.7% growth by 2030

    The average monthly cost of insurance for a commercial building in the United States could increase at an 8.7% compound annual growth rate by 2030, as projected by the Deloitte Center for Financial Services.

    AreaHub Enterprise

    Climate Risk Intelligence for Risk Management & Business Continuity

    In today’s changing climate and increasingly unpredictable world, the role of risk managers is more critical than ever. Extreme weather events, such as excessive heat or flooding, and other natural disasters, are frequently affecting businesses’ operations, supply chains, and profitability. According to a PwC 2023 survey, while 50% of executives say climate change is a risk to their business, only 23% are contingency planning for disruptions in the next 12 to 18 months. Enterprise risk managers must transform their assessments and strategies to better identify physical risks, prepare, and fortify assets.


    AreaHub’s notifications and maintained climate and environmental risk intelligence across 35+ topics equips risk managers with the information they need to to make informed decisions, manage risks, and safeguard their U.S. investments. Our climate and environmental risk reports are powered by scientifically-validated data sources, robust methodologies, and strong processes and controls designed to provide trustworthy insights.

    Use Cases

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    Identify Key Risks

    Assess your business’s risk exposure with localized climate and environmental intelligence - across climate risk, infrastructure, pollution and other topics - to inform your risk mitigation strategies.

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    Monitor For Materials Risks

    Receive ongoing alerts about unfolding events near your company’s locations to proactively manage risks for your highest priority sites, with notifications of extreme weather, pollution or hazardous materials incidents, and other issues that may impact operations and revenues.

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    Maintain Operational Continuity

    Integrate an extra layer of science-based predictive data into your risk management strategy to anticipate disruptions and improve resilience measures. Curious how AreaHub addresses specific risks? See Energy Volatility Example Below

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    Support Regulatory Compliance

    As climate-related regulatory requirements become more robust, access asset-level and portfolio-level physical and transitional risk insights that can provide clear and credible environmental data to support the identification of the issues that you may need to disclose.

    Why AreaHub?

    AreaHub helps insurers minimize losses and increase profitability by revealing the environmental risk profile for their areas and by assessing the local climate and environmental issues that can affect assessments and policy pricing.

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      Extensive Risk Assessments

      Access a centralized repository of uniquely extensive risk insights across 35+ topics that may impact finances, operations, and health or safety.

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      Portfolio Monitoring & Notifications

      Monitor area-specific or portfolio-level climate risk analytics and stay apprised of unfolding situations that may require mitigative actions for proactive risk management.

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      Customized Dashboard

      Navigate risk with user-friendly interactive maps, access to specific hazard details, risk scoring, trend visualizations, and other proprietary features.

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      Specialized Reports

      Leverage specialized reports such as deeper dives into flood risks, or a portfolio-level synthesis of climate physical risk exposure, among others.

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      Mitigation Information

      Learn more about the likely property, financial, and operational implications of your risk exposures, and get a starting point to inform mitigation plans to prepare for extreme weather risks.

    AreaHub's Enterprise Dashboard laptop mockup with an insurance icon

    Energy Volatility and Operational Continuity

    How does power loss affect business continuity?

    For risk managers, power loss is a crucial threat to maintaining business continuity. Extreme weather events heavily impact energy production, transmission, and distribution infrastructure, causing significant operational risks.

    Key Risks

    Storm-related Power Outages

    The US has seen a 74% increase in major outages over the last decade, disrupting business operations and continuity.

    Impacts on Operations

    Blackouts can halt manufacturing or other company production, delay deliveries, create supply chain bottlenecks, make databases inaccessible, and decrease employee attendance and productivity.

    Infrastructure Vulnerabilities

    Wind Damage

    High winds threaten grid stability, especially as wind speeds rise during extreme weather events.

    Flooding

    Floodwater damages underground power lines, pipelines, and storage facilities, posing a risk to energy-dependent operations.

    Temperature Extremes
    • High Heat

      Strains thermal and solar power plants, reduces power transmission efficiency, and increases energy demand.

    • Severe Cold

      Damages power lines, increasing the risk of outages from ice and snow.

    In 2024, Hurricane Helene left nearly 6 million customers across 10 states without power, disrupting business activities for weeks.

    Edison Electric Institute. Hurricane Helene: Rebuild Efforts Continue. Edison Electric Institute.

    In the summer of 2021, a Portland heatwave caused widespread power outages, melted streetcar powerlines, and impacted local operations.

    USDA Climate Hubs. 2021: Northwest Heat Dome: Causes, Impacts, and Future Outlook. USDA Climate Hubs.

    How AreaHub Can Help

    AreaHub Enterprise climate intelligence environmental risk management tools equip risk managers with their updating custom dashboard and with notifications, including about extreme weather events, near business-critical locations. This proactive approach allows risk managers to anticipate and mitigate operational risks due to energy volatility and power loss.

    Ready to mitigate your risks?

    Request a Demo to learn how AreaHub can enhance your risk management strategy and help safeguard your operations.

    Want to learn more?

    Explore our in-depth Business Insights article for an overview of how climate risks affect business resilience.

    Business Insights

    Extreme Weather is Considered the Biggest Risk for Businesses

    As our climate changes, the frequency and intensity of extreme weather is increasing. These events include hurricanes, heat waves, droughts, heavy rainfall, floods, severe winter weather, hail, and tornadoes.

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